Public Adjusting
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Why Hiring a Public Adjuster Is Necessary
When your home or property is damaged — whether by hail, wind, fire, water, or another disaster — filing an insurance claim can feel overwhelming. You expect your insurance company to step in and help, but unfortunately, the process isn’t always fair, simple, or transparent. That’s where a Public Adjuster (PA) comes in.
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Bottom Line:
If you wouldn’t go to court without a lawyer, you shouldn’t go up against an insurance company without a Public Adjuster. We're here to protect your interests and make sure you're not underpaid or overlooked.
What Is a Public Adjuster?
A Public Adjuster is a licensed professional who works exclusively for you — the policyholder — not the insurance company. Our job is to handle the claim on your behalf, making sure the insurance company pays what you're truly owed under your policy.
Why do you need a Public Adjuster?
Insurance companies have their own adjusters, and their goal is to minimize payouts. They may overlook damages, undervalue repairs, or deny parts of your claim. Most homeowners don’t have the experience, time, or resources to challenge them effectively.
A Public Adjuster levels the playing field by:
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Documenting and proving all covered damages
We perform detailed inspections, take photo evidence, write itemized estimates, and understand building codes that the carrier often leaves out.
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Interpreting your policy and enforcing your rights
Insurance policies are full of legal and technical language. We know how to apply your policy in your favor and make sure the carrier honors all the coverage you're paying for.
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Negotiating on your behalf
We manage all communication with the insurance company, push back against lowball offers, and fight for a full and fair settlement.
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Saving you time and stress
We take the burden off your shoulders so you can focus on getting your life back to normal.
Real World
Results
In most cases, claims handled by a Public Adjuster result in significantly higher payouts compared to those handled by homeowners alone. That can be the difference between cutting corners and doing the job right — or between settling and truly restoring your property.
How Do We Get Paid?
Our fee is a contingent fee. If we do not recover anything, there is no fee. Our contingent fee is based on a percentage of the amount recovered once the insurance company pays.