Insurance Estimate Writing Services
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What We Offer and Why It Matters
When dealing with property damage, getting an accurate, well-written insurance estimate is one of the most critical steps in the claims process. Whether you're a contractor, public adjuster, or property owner, our insurance estimate writing services are designed to help you present professional, thorough, and carrier-compliant documentation that supports the full value of the claim.
What We Do
We specialize in writing detailed, Xactimate-based insurance estimates that reflect the real scope of work needed to properly restore a property. Our estimates are tailored to meet insurance carrier standards while accurately accounting for:
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Materials and labor costs
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Local pricing updates
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Code upgrades
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Specialty trades
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Overhead & Profit (O&P), where applicable
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Damage documentation and line-item justification
Who This Service Is For
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Contractors who want to focus on building, not paperwork
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Property Owners looking to ensure they’re receiving fair compensation from their insurer
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Attorneys who require accurate damages documentation for appraisal or litigation
Why Professional Estimate Writing Matters
Insurance companies rely heavily on properly formatted, detailed estimates to assess claim value. Submitting a vague or underdeveloped estimate can lead to:
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Delays in the claim process
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Underpayment
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Unnecessary back-and-forth
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Denied or disputed scope items
With our service, you get a clean, itemized, and professionally formatted estimate and photo report that is ready to submit to the insurance company — helping you speed up approvals, support supplement requests, and maximize claim value.
Our Process
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On-site inspections available – We can visit the property in person to document damages and gather detailed scope notes.
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Send us your photos, scope notes, or prior estimates – If a site visit isn’t needed, you can send us what you already have.
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We build a detailed estimate using Xactimate – Including all trades, code items, and insurer-compliant formatting.
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You receive a polished, ready-to-submit estimate – Delivered in both PDF and ESX format for your convenience.
We also offer add-on services such as supplement writing, damage photo labeling, and scope consultations, depending on your needs.
Let us handle the estimate — so you can focus on the job ahead.
For pricing, turnaround time, or to schedule a site visit, contact us today.